/* =========================================================
   FINEX SOLUTIONS — NEXT-GEN DESIGN SYSTEM
   Palette: Gold (#C6A437 brand monogram) + Deep Teal (#071F27)
   Static CSS. No build step. No frameworks.
   ========================================================= */

/* ---------- 1. TOKENS ---------- */
:root{
  --ink:#071F27;
  --ink-2:#0A2A34;
  --ink-3:#0E3A46;

  --gold:#C6A437;
  --gold-lt:#E9CB74;
  --gold-dk:#9C7F22;
  --gold-glow:rgba(198,164,55,.30);
  --gold-soft:rgba(198,164,55,.10);
  --gold-line:rgba(198,164,55,.28);

  --teal:#2E9C8E;
  --teal-lt:#4FC9B6;
  --neg:#E1685E;

  --txt:#F2EDE2;
  --txt-2:#C9D5D8;
  --mut:#8FA3A9;
  --mut-2:#6B8189;

  --glass:rgba(255,255,255,.05);
  --glass-2:rgba(255,255,255,.075);
  --glass-b:rgba(255,255,255,.13);

  --f-display:"Bebas Neue",system-ui,sans-serif;
  --f-body:"Poppins",system-ui,-apple-system,"Segoe UI",sans-serif;

  --max:1180px;
  --r-lg:22px;
  --r-md:16px;

  --ease:cubic-bezier(.2,.8,.3,1);
  --nav-h:72px;
}

/* ---------- 2. RESET ---------- */
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;scroll-padding-top:88px}
body{
  margin:0;background:var(--ink);color:var(--txt);
  font-family:var(--f-body);font-weight:400;line-height:1.68;
  -webkit-font-smoothing:antialiased;overflow-x:hidden;
}
body.locked{overflow:hidden}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
button{font-family:inherit}
h1,h2,h3,h4{margin:0;line-height:1.15}

body::after{
  content:'';position:fixed;inset:0;pointer-events:none;z-index:9997;opacity:.032;
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='180' height='180'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.85' numOctaves='3'/%3E%3C/filter%3E%3Crect width='180' height='180' filter='url(%23n)'/%3E%3C/svg%3E");
}

.wrap{max-width:var(--max);margin:0 auto;padding:0 24px}

/* ---------- 3. TYPOGRAPHY ---------- */
.gold-text{
  background:linear-gradient(105deg,var(--gold-dk) 0%,var(--gold) 38%,var(--gold-lt) 70%,var(--gold) 100%);
  -webkit-background-clip:text;background-clip:text;color:transparent;
}
.eyebrow{
  display:inline-flex;align-items:center;gap:9px;
  font-size:11.5px;letter-spacing:.2em;text-transform:uppercase;font-weight:600;
  color:var(--gold);background:var(--gold-soft);border:1px solid var(--gold-line);
  padding:7px 15px;border-radius:999px;
}
.s-label{
  font-size:11.5px;letter-spacing:.22em;text-transform:uppercase;
  color:var(--gold);font-weight:600;margin-bottom:14px;
}
.note{font-size:11.5px;color:var(--mut-2);line-height:1.6;font-style:italic;margin:0}

/* ---------- 4. SCROLL PROGRESS ---------- */
#progress{
  position:fixed;top:0;left:0;height:3px;width:0;z-index:9999;
  background:linear-gradient(90deg,var(--gold-dk),var(--gold),var(--gold-lt));
  box-shadow:0 0 14px var(--gold-glow);
}

/* ---------- 5. CURSOR SPOTLIGHT ---------- */
#spotlight{
  position:fixed;width:540px;height:540px;border-radius:50%;pointer-events:none;z-index:1;
  background:radial-gradient(circle,rgba(198,164,55,.075),transparent 66%);
  transform:translate(-50%,-50%);opacity:0;transition:opacity .5s;mix-blend-mode:screen;
}
@media (hover:hover) and (min-width:1000px){#spotlight{opacity:1}}

/* ---------- 6. NAVBAR ---------- */
.nav{
  position:sticky;top:0;z-index:900;
  background:rgba(7,31,39,.66);
  backdrop-filter:blur(20px) saturate(140%);
  -webkit-backdrop-filter:blur(20px) saturate(140%);
  border-bottom:1px solid var(--glass-b);
  transition:transform .3s var(--ease);
}
.nav.hidden{transform:translateY(-100%)}
.nav__inner{display:flex;align-items:center;justify-content:space-between;height:var(--nav-h);gap:18px}
.brand{display:flex;align-items:center;gap:11px;flex:0 0 auto}
.brand__mark{
  width:40px;height:40px;flex:0 0 auto;object-fit:contain;
  filter:drop-shadow(0 0 12px rgba(198,164,55,.35));
}
.brand__name{
  font-family:var(--f-display);font-size:23px;letter-spacing:.06em;
  color:var(--gold);line-height:1;white-space:nowrap;
}
.brand__tag{
  font-size:9.5px;letter-spacing:.2em;text-transform:uppercase;
  color:var(--mut);font-weight:500;margin-top:2px;white-space:nowrap;
}
.nav__links{display:flex;align-items:center;gap:26px;font-size:14px;color:var(--txt-2)}
.nav__links > a,.nav__drop > button{
  color:inherit;background:none;border:0;font-size:14px;cursor:pointer;
  padding:6px 0;position:relative;transition:color .25s;white-space:nowrap;
}
.nav__links > a:hover,.nav__drop > button:hover{color:var(--gold)}
.nav__links > a::after,.nav__drop > button::after{
  content:'';position:absolute;left:0;bottom:0;height:1.5px;width:0;
  background:var(--gold);transition:width .3s var(--ease);
}
.nav__links > a:hover::after,.nav__drop > button:hover::after{width:100%}
.nav__links a.active{color:var(--gold)}
.nav__links a.active::after{width:100%}

.nav__drop{position:relative}
.nav__menu{
  position:absolute;top:calc(100% + 14px);left:50%;transform:translateX(-50%) translateY(-8px);
  min-width:264px;padding:9px;border-radius:var(--r-md);
  background:rgba(10,42,52,.97);backdrop-filter:blur(20px);
  border:1px solid var(--glass-b);box-shadow:0 24px 60px rgba(0,0,0,.5);
  opacity:0;visibility:hidden;transition:.28s var(--ease);
}
.nav__drop:hover .nav__menu,.nav__drop:focus-within .nav__menu{
  opacity:1;visibility:visible;transform:translateX(-50%) translateY(0);
}
.nav__menu a{display:block;padding:10px 13px;border-radius:9px;font-size:13.5px;color:var(--txt-2);transition:.2s}
.nav__menu a:hover{background:var(--gold-soft);color:var(--gold);transform:translateX(4px)}

.nav__burger{
  display:none;background:none;border:1px solid var(--glass-b);color:var(--txt);
  width:44px;height:44px;border-radius:12px;cursor:pointer;font-size:18px;flex:0 0 auto;
}
.nav__mobile-cta{display:none}

@media(max-width:1080px){
  .nav__links{
    display:none;position:absolute;top:100%;left:0;right:0;
    flex-direction:column;align-items:stretch;gap:0;padding:12px 24px 22px;
    background:rgba(7,31,39,.99);backdrop-filter:blur(20px);
    border-bottom:1px solid var(--glass-b);max-height:calc(100vh - var(--nav-h));overflow-y:auto;
  }
  .nav__links.open{display:flex}
  .nav__links > a,.nav__drop > button{
    padding:13px 0;border-bottom:1px solid rgba(255,255,255,.06);width:100%;text-align:left;
  }
  .nav__links > a::after,.nav__drop > button::after{display:none}

  /* The desktop rules use :hover / :focus-within, which out-specify a plain
     .nav__menu selector — tapping "Services" on a phone was re-applying
     translateX(-50%) and pushing the submenu off the left edge. All three
     states are reset together here. */
  .nav__drop .nav__menu,
  .nav__drop:hover .nav__menu,
  .nav__drop:focus-within .nav__menu{
    position:static;left:auto;transform:none;opacity:1;visibility:visible;display:none;
    background:transparent;border:0;box-shadow:none;padding:2px 0 10px 14px;min-width:0;
    width:100%;
  }
  .nav__drop.open .nav__menu,
  .nav__drop.open:hover .nav__menu,
  .nav__drop.open:focus-within .nav__menu{display:block}
  .nav__menu a{padding:11px 12px}

  .nav__burger{display:grid;place-items:center}
  /* .btn sets display:inline-flex at equal specificity and later in the file,
     so this needs the extra .nav to actually win. */
  .nav .nav__cta{display:none}
  .nav__mobile-cta{display:block;margin-top:16px}
  .brand__tag{display:none}
}
@media(max-width:400px){
  .brand__name{font-size:19px}
  .brand__mark{width:34px;height:34px}
}

/* ---------- 7. BUTTONS ---------- */
.btn{
  position:relative;display:inline-flex;align-items:center;justify-content:center;gap:9px;
  border:0;cursor:pointer;font-family:var(--f-body);font-weight:600;font-size:14.5px;
  padding:13px 26px;border-radius:12px;text-align:center;
  transition:transform .25s var(--ease),box-shadow .25s,background .25s,border-color .25s;
}
.btn--gold{
  background:linear-gradient(118deg,var(--gold-dk) 0%,var(--gold) 48%,var(--gold-lt) 100%);
  color:#1B1503;box-shadow:0 8px 26px rgba(198,164,55,.28);
}
.btn--gold:hover{transform:translateY(-3px);box-shadow:0 14px 38px rgba(198,164,55,.45)}
.btn--glass{
  background:var(--glass);color:var(--txt);border:1px solid var(--glass-b);backdrop-filter:blur(10px);
}
.btn--glass:hover{transform:translateY(-3px);border-color:var(--gold);box-shadow:0 0 26px var(--gold-glow)}
.btn--sm{padding:9px 17px;font-size:13px;border-radius:10px}
.btn--block{width:100%}

/* ---------- 8. HERO ---------- */
.hero{
  position:relative;overflow:hidden;padding:92px 0 80px;
  background:
    radial-gradient(1050px 600px at 80% -6%,rgba(198,164,55,.16),transparent 62%),
    radial-gradient(880px 540px at 6% 14%,rgba(46,156,142,.11),transparent 60%),
    var(--ink);
}
.hero__grid-bg{
  position:absolute;inset:0;opacity:.55;
  background-image:
    linear-gradient(rgba(255,255,255,.032) 1px,transparent 1px),
    linear-gradient(90deg,rgba(255,255,255,.032) 1px,transparent 1px);
  background-size:62px 62px;
  -webkit-mask-image:radial-gradient(circle at 50% 28%,#000,transparent 76%);
  mask-image:radial-gradient(circle at 50% 28%,#000,transparent 76%);
}
.hero__layout{
  position:relative;z-index:2;display:grid;
  grid-template-columns:1.06fr .94fr;gap:52px;align-items:center;
}
@media(max-width:1000px){.hero__layout{grid-template-columns:1fr;gap:46px}}

.hero__title{
  font-family:var(--f-display);text-transform:uppercase;
  font-size:clamp(50px,7.6vw,100px);letter-spacing:.015em;line-height:.92;
  margin:24px 0 16px;
}
.hero__tagline{
  font-size:12px;letter-spacing:.22em;text-transform:uppercase;
  color:var(--gold);font-weight:600;margin-bottom:18px;
}
.hero__rot{
  font-size:17px;color:var(--txt-2);margin:0 0 12px;
  display:flex;flex-wrap:wrap;align-items:baseline;gap:8px;
}
.hero__rot b{
  font-weight:600;color:var(--gold);min-width:190px;display:inline-block;
  transition:opacity .3s,transform .3s;
}
.hero__sub{font-size:16px;color:var(--mut);max-width:540px;margin:0 0 24px}

.badges{display:flex;flex-wrap:wrap;gap:9px;margin-bottom:30px}
.badge{
  display:inline-flex;align-items:center;gap:9px;font-size:12.5px;font-weight:500;
  color:var(--txt-2);background:var(--glass);border:1px solid var(--glass-b);
  padding:8px 14px;border-radius:999px;backdrop-filter:blur(12px);
}
.pulse{
  width:7px;height:7px;border-radius:50%;background:var(--gold);flex:0 0 auto;
  box-shadow:0 0 0 0 rgba(198,164,55,.75);animation:pulse 2.3s infinite;
}
.pulse--teal{background:var(--teal-lt);box-shadow:0 0 0 0 rgba(79,201,182,.7);animation-name:pulseT}
@keyframes pulse{70%{box-shadow:0 0 0 9px rgba(198,164,55,0)}100%{box-shadow:0 0 0 0 rgba(198,164,55,0)}}
@keyframes pulseT{70%{box-shadow:0 0 0 9px rgba(79,201,182,0)}100%{box-shadow:0 0 0 0 rgba(79,201,182,0)}}

.hero__actions{display:flex;flex-wrap:wrap;gap:12px}

.stage{position:relative;height:470px}
.fcard{
  position:absolute;width:47%;padding:17px 19px;border-radius:20px;
  background:var(--glass-2);border:1px solid var(--glass-b);
  backdrop-filter:blur(18px);-webkit-backdrop-filter:blur(18px);
  box-shadow:0 22px 55px rgba(0,0,0,.45);will-change:transform;
}
.fcard__ic{
  width:42px;height:42px;border-radius:13px;display:grid;place-items:center;
  font-size:20px;margin-bottom:11px;background:var(--gold-soft);border:1px solid var(--gold-line);
}
.fcard b{display:block;font-size:14.5px;font-weight:600;margin-bottom:3px}
.fcard p{margin:0;font-size:11.5px;color:var(--mut);line-height:1.5}
/* Quadrant placement in PERCENTAGES, not pixels. The old fixed offsets were
   tuned for a ~507px desktop stage; on a 1024px tablet the same column is only
   ~434px wide, so the cards ran into each other. Percentages keep the four
   lanes separated at every width the two-column hero is used at. */
.fcard--1{top:1%;left:0;animation:float 7s ease-in-out infinite}
.fcard--2{top:14%;right:0;animation:float 8.6s ease-in-out infinite .9s}
.fcard--3{bottom:13%;left:2%;animation:float 9.4s ease-in-out infinite 1.8s}
.fcard--4{bottom:0;right:3%;animation:float 7.9s ease-in-out infinite 2.7s}

/* amplitude stays well under the vertical gap between lanes */
@keyframes float{0%,100%{transform:translateY(0)}50%{transform:translateY(-10px)}}
@keyframes floatSoft{0%,100%{transform:translateY(0)}50%{transform:translateY(-5px)}}

/* Once the hero stacks there is no room to float freely, so the cards become a
   grid — but they keep drifting, just at an amplitude smaller than the gutter.
   margin is forced to 0 because the desktop parallax writes inline margins that
   would otherwise survive a resize. */
@media(max-width:1000px){
  .stage{
    position:static;height:auto;
    display:grid;grid-template-columns:repeat(2,1fr);gap:16px;align-items:stretch;
  }
  .fcard{
    position:static;width:auto;height:100%;
    top:auto;right:auto;bottom:auto;left:auto;
    margin:0 !important;
    animation:floatSoft 7s ease-in-out infinite;
  }
  .fcard--2{animation-delay:.9s}
  .fcard--3{animation-delay:1.8s}
  .fcard--4{display:block;animation-delay:2.7s}
}
@media(max-width:560px){
  .fcard{padding:15px 16px}
  .fcard__ic{width:38px;height:38px;font-size:18px;margin-bottom:9px}
}
@media(max-width:380px){
  .stage{grid-template-columns:1fr}
}

/* ---------- 9. STATS ---------- */
.stats{
  position:relative;z-index:3;margin-top:64px;display:grid;grid-template-columns:repeat(4,1fr);
  background:var(--glass);border:1px solid var(--glass-b);border-radius:var(--r-lg);
  overflow:hidden;backdrop-filter:blur(14px);
}
.stats > div{padding:26px 18px;text-align:center;border-right:1px solid rgba(255,255,255,.06)}
.stats > div:last-child{border-right:0}
.stats b{
  display:block;font-family:var(--f-display);font-size:42px;letter-spacing:.02em;
  font-variant-numeric:tabular-nums;line-height:1;margin-bottom:6px;
}
.stats span{font-size:11px;letter-spacing:.15em;text-transform:uppercase;color:var(--mut)}
@media(max-width:780px){
  .stats{grid-template-columns:repeat(2,1fr)}
  .stats > div{border-bottom:1px solid rgba(255,255,255,.06)}
  .stats > div:nth-child(2){border-right:0}
  .stats > div:nth-child(3),.stats > div:nth-child(4){border-bottom:0}
  .stats b{font-size:36px}
}

/* ---------- 10. SECTIONS ---------- */
.section{position:relative;padding:100px 0}
.section--tight{padding:72px 0}
.s-head{max-width:700px;margin-bottom:48px}
.s-head h2{
  font-family:var(--f-display);text-transform:uppercase;letter-spacing:.02em;
  font-size:clamp(34px,5vw,58px);line-height:1;margin-bottom:16px;
}
.s-head p{margin:0;color:var(--mut);font-size:16px}
@media(max-width:768px){
  .section{padding:76px 0}
  .section--tight{padding:56px 0}
  .s-head{margin-bottom:36px}
}

/* ---------- 11. BENTO GRID ----------
   Heights are content-driven: every chip is visible at all times and
   tiles stretch to fill their row, so there is no dead space.        */
.bento{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:16px;
  align-items:stretch;
}
.tile{
  position:relative;overflow:hidden;border-radius:var(--r-lg);padding:26px;
  background:linear-gradient(160deg,rgba(255,255,255,.062),rgba(255,255,255,.018));
  border:1px solid var(--glass-b);
  display:flex;flex-direction:column;height:100%;
  transition:transform .38s var(--ease),border-color .38s,box-shadow .38s;
}
.tile:hover,.tile:focus-visible{
  transform:translateY(-7px);border-color:var(--gold-line);
  box-shadow:0 24px 58px rgba(0,0,0,.48),0 0 44px var(--gold-glow);
}
.tile::after{
  content:'';position:absolute;width:290px;height:290px;right:-115px;top:-115px;border-radius:50%;
  background:var(--tile-glow,rgba(198,164,55,.16));filter:blur(62px);opacity:.5;transition:opacity .38s;
}
.tile:hover::after{opacity:1}
.tile > *{position:relative;z-index:2}
.tile__ic{
  width:46px;height:46px;border-radius:13px;display:grid;place-items:center;
  font-size:21px;margin-bottom:14px;
  background:rgba(255,255,255,.075);border:1px solid var(--glass-b);
  transition:transform .38s var(--ease),background .38s;
}
.tile:hover .tile__ic{transform:scale(1.1) rotate(-6deg);background:var(--gold-soft)}
.tile h3{font-size:18px;font-weight:600;margin-bottom:6px}
.tile__desc{margin:0;font-size:13.5px;color:var(--mut)}

.chips{display:flex;flex-wrap:wrap;gap:7px;margin-top:16px}
.chip{
  font-size:11.5px;padding:5px 11px;border-radius:8px;color:var(--txt-2);
  background:rgba(255,255,255,.07);border:1px solid var(--glass-b);
  transition:background .25s,border-color .25s,color .25s;
}
.tile:hover .chip{background:var(--gold-soft);border-color:var(--gold-line);color:var(--gold-lt)}

/* pinned to the bottom edge — this is what removes the empty gaps */
.tile__link{
  display:inline-flex;align-items:center;gap:6px;
  margin-top:auto;padding-top:18px;
  font-size:12.5px;font-weight:600;color:var(--gold);
  transition:gap .25s var(--ease);
}
.tile:hover .tile__link{gap:11px}

.tile--wide{grid-column:span 2}

@media(max-width:940px){
  .bento{grid-template-columns:repeat(2,1fr)}
  .tile--wide{grid-column:span 2}
}
@media(max-width:620px){
  .bento{grid-template-columns:1fr;gap:14px}
  .tile--wide{grid-column:span 1}
  .tile{padding:22px}
}

/* ---------- 12. TICKER ---------- */
.ticker{
  position:relative;overflow:hidden;padding:11px 0;
  -webkit-mask-image:linear-gradient(90deg,transparent,#000 9%,#000 91%,transparent);
  mask-image:linear-gradient(90deg,transparent,#000 9%,#000 91%,transparent);
}
.ticker__run{display:flex;gap:13px;width:max-content;animation:scroll 46s linear infinite}
.ticker--rev .ticker__run{animation-direction:reverse}
.ticker:hover .ticker__run{animation-play-state:paused}
@keyframes scroll{to{transform:translateX(-50%)}}
.logo-pill{
  flex:0 0 auto;display:grid;place-items:center;height:62px;min-width:162px;padding:0 22px;
  border-radius:14px;background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.085);
  font-weight:600;font-size:13.5px;color:var(--mut);white-space:nowrap;transition:.3s;
}
.logo-pill:hover{
  color:var(--gold);border-color:var(--gold-line);background:var(--gold-soft);
  box-shadow:0 0 26px var(--gold-glow);
}
.ticker-label{
  font-size:11px;letter-spacing:.18em;text-transform:uppercase;color:var(--mut);
  margin:24px 0 10px;font-weight:600;
}

/* ---------- 13. REVIEWS ---------- */
.reviews{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;align-items:stretch}
@media(max-width:940px){.reviews{grid-template-columns:repeat(2,1fr)}}
@media(max-width:660px){.reviews{grid-template-columns:1fr}}
.review{
  background:var(--glass);border:1px solid var(--glass-b);border-radius:var(--r-lg);padding:26px;
  backdrop-filter:blur(14px);will-change:transform;height:100%;
  display:flex;flex-direction:column;
  transition:transform .32s var(--ease),box-shadow .32s,border-color .32s;
}
.review:hover{
  border-color:var(--gold-line);
  box-shadow:0 22px 50px rgba(0,0,0,.42),0 0 40px rgba(198,164,55,.12);
}
.stars{color:var(--gold);font-size:13px;letter-spacing:3px;margin-bottom:13px}
.review p{margin:0 0 18px;font-size:14px;color:var(--txt-2)}
.who{
  display:flex;align-items:center;gap:11px;margin-top:auto;
  padding-top:15px;border-top:1px solid rgba(255,255,255,.08);
}
.avatar{
  width:40px;height:40px;flex:0 0 auto;border-radius:12px;display:grid;place-items:center;
  font-family:var(--f-display);font-size:16px;letter-spacing:.05em;
  background:linear-gradient(135deg,var(--gold-dk),var(--gold-lt));color:#1B1503;
}
.who b{display:block;font-size:14px;font-weight:600}
.who span{font-size:11.5px;color:var(--mut)}

/* ---------- 14. REEL WALL ---------- */
.reels{display:flex;gap:16px;overflow-x:auto;padding:4px 4px 18px;scrollbar-width:thin;
  -webkit-overflow-scrolling:touch}
.reels::-webkit-scrollbar{height:6px}
.reels::-webkit-scrollbar-track{background:rgba(255,255,255,.05);border-radius:6px}
.reels::-webkit-scrollbar-thumb{background:var(--gold-line);border-radius:6px}
.reel{
  position:relative;flex:0 0 auto;width:214px;aspect-ratio:9/16;border-radius:20px;
  overflow:hidden;border:1px solid var(--glass-b);cursor:pointer;
  background:linear-gradient(170deg,var(--ink-3),var(--ink));
  transition:transform .35s var(--ease),box-shadow .35s,border-color .35s;
}
.reel:hover{
  transform:translateY(-8px) scale(1.02);border-color:var(--gold-line);
  box-shadow:0 26px 56px rgba(0,0,0,.5),0 0 44px var(--gold-glow);
}
.reel__gl{position:absolute;inset:0;opacity:.7}
.reel__play{
  position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);
  width:54px;height:54px;border-radius:50%;display:grid;place-items:center;font-size:16px;
  background:rgba(255,255,255,.15);border:1px solid rgba(255,255,255,.32);
  backdrop-filter:blur(8px);transition:.32s;color:#fff;
}
.reel:hover .reel__play{transform:translate(-50%,-50%) scale(1.16);background:var(--gold-soft);border-color:var(--gold)}
.reel__meta{
  position:absolute;left:0;right:0;bottom:0;padding:16px;
  background:linear-gradient(transparent,rgba(4,14,18,.94));
}
.reel__meta b{display:block;font-size:13.5px;font-weight:600;margin-bottom:4px;line-height:1.35}
.reel__meta span{font-size:10.5px;color:var(--mut)}
.reel__tag{
  position:absolute;top:12px;left:12px;font-size:9.5px;letter-spacing:.13em;
  text-transform:uppercase;font-weight:600;padding:5px 10px;border-radius:7px;
  background:rgba(4,14,18,.62);border:1px solid var(--gold-line);color:var(--gold);
  backdrop-filter:blur(6px);
}
@media(max-width:560px){.reel{width:188px}}

/* ---------- 15. OVERLAYS (lightbox + modal) ---------- */
.overlay{
  position:fixed;inset:0;z-index:9995;display:none;
  align-items:center;justify-content:center;padding:24px;
  background:rgba(3,12,16,.9);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);
}
.overlay.on{display:flex;animation:fadeIn .28s var(--ease)}
@keyframes fadeIn{from{opacity:0}to{opacity:1}}
@keyframes riseIn{from{opacity:0;transform:translateY(22px) scale(.97)}to{opacity:1;transform:none}}

/* reel lightbox */
.lightbox__inner{position:relative;width:min(400px,94vw);animation:riseIn .34s var(--ease)}
.lightbox__inner iframe{
  width:100%;height:min(700px,78vh);border:0;border-radius:18px;background:#fff;
  box-shadow:0 30px 80px rgba(0,0,0,.7);
}

/* contact modal — mirrors the on-page contact card: intro + tiles left, form right */
.modal__panel{
  position:relative;width:min(980px,100%);max-height:90vh;
  overflow-y:auto;overflow-x:hidden;   /* -x:hidden — the glow below is wider than the box */
  border-radius:28px;padding:44px;
  background:linear-gradient(150deg,rgba(198,164,55,.12),rgba(46,156,142,.06)),
             linear-gradient(160deg,var(--ink-2),var(--ink));
  border:1px solid var(--gold-line);
  box-shadow:0 40px 110px rgba(0,0,0,.72),0 0 70px rgba(198,164,55,.1);
  animation:riseIn .34s var(--ease);
}
.modal__panel::before{
  content:'';position:absolute;width:440px;height:440px;left:-150px;bottom:-210px;border-radius:50%;
  background:rgba(198,164,55,.15);filter:blur(84px);pointer-events:none;
}
.modal__panel > *{position:relative}

.modal__grid{
  display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:start;
}
.modal__grid > *{min-width:0}

.modal__head{margin-bottom:24px}
.modal__head h2{
  font-family:var(--f-display);text-transform:uppercase;letter-spacing:.02em;
  font-size:clamp(32px,3.6vw,44px);line-height:1;margin:14px 0 12px;
}
.modal__head p{margin:0;font-size:15px;color:var(--txt-2)}
.modal__intro .contact-list{margin-top:0}

/* compact contact row — only used once the panel stacks */
.modal__quick{display:none;flex-wrap:wrap;gap:9px;margin-top:22px;padding-top:20px;
  border-top:1px solid rgba(255,255,255,.08)}
.modal__quick a{
  display:inline-flex;align-items:center;gap:8px;font-size:12.5px;color:var(--txt-2);
  background:rgba(255,255,255,.05);border:1px solid var(--glass-b);
  padding:9px 14px;border-radius:10px;transition:.25s;
}
.modal__quick a:hover{border-color:var(--gold);color:var(--gold);background:var(--gold-soft)}

@media(max-width:860px){
  .modal__panel{padding:34px 28px}
  .modal__grid{grid-template-columns:1fr;gap:26px}
  /* the tiles would push the form below the fold — swap in the compact row */
  .modal__intro .contact-list{display:none}
  .modal__quick{display:flex}
}

.overlay__close{
  position:absolute;top:18px;right:18px;width:38px;height:38px;border-radius:11px;cursor:pointer;
  background:var(--glass);border:1px solid var(--glass-b);color:var(--txt);font-size:16px;z-index:5;
  transition:.25s;
}
.overlay__close:hover{border-color:var(--gold);color:var(--gold);transform:rotate(90deg)}
.lightbox__inner .overlay__close{top:-48px;right:0;background:var(--glass)}

@media(max-width:620px){
  .overlay{padding:0;align-items:flex-end}
  .modal__panel{
    width:100%;max-height:94vh;border-radius:24px 24px 0 0;padding:28px 22px 34px;
    border-left:0;border-right:0;border-bottom:0;
  }
  .modal__head h2{font-size:28px}
  .lightbox__inner{margin:auto;padding:24px}
  .lightbox__inner .overlay__close{top:-6px;right:24px}
}

/* ---------- 16. PROCESS TIMELINE ---------- */
.process{position:relative;display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
@media(max-width:940px){.process{grid-template-columns:repeat(2,1fr)}}
@media(max-width:600px){.process{grid-template-columns:1fr;gap:14px}}
.process__conn{position:absolute;top:46px;left:0;width:100%;height:4px;z-index:0}
@media(max-width:940px){.process__conn{display:none}}
.step{
  position:relative;z-index:2;padding:26px 22px;border-radius:var(--r-lg);
  background:linear-gradient(165deg,rgba(255,255,255,.055),rgba(255,255,255,.016));
  border:1px solid var(--glass-b);transition:.35s var(--ease);
}
.step:hover{transform:translateY(-6px);border-color:var(--gold-line);box-shadow:0 0 42px rgba(198,164,55,.14)}
.step__n{
  font-family:var(--f-display);font-size:58px;line-height:1;letter-spacing:.03em;
  margin-bottom:14px;color:transparent;-webkit-text-stroke:1.5px var(--gold-dk);opacity:.85;transition:.35s;
}
.step:hover .step__n{-webkit-text-stroke-color:var(--gold);opacity:1}
.step h3{font-size:17px;font-weight:600;margin-bottom:8px}
.step p{margin:0;font-size:13px;color:var(--mut)}

/* ---------- 17. CTA / FORM ---------- */
.cta{
  position:relative;overflow:hidden;border-radius:28px;padding:52px 44px;
  background:linear-gradient(150deg,rgba(198,164,55,.12),rgba(46,156,142,.06));
  border:1px solid var(--gold-line);
  display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:start;
}
.cta::before{
  content:'';position:absolute;width:440px;height:440px;left:-150px;bottom:-210px;border-radius:50%;
  background:rgba(198,164,55,.15);filter:blur(84px);
}
/* min-width:0 stops a long unbreakable string (the email address) from forcing
   a grid column wider than its track and pushing the card off-screen. */
.cta > *{position:relative;min-width:0}

/* !important because the inner-page CTA band previously carried an inline
   grid-template-columns that survived this breakpoint. */
@media(max-width:900px){
  .cta{grid-template-columns:1fr !important;padding:34px 26px;gap:30px}
}
@media(max-width:560px){
  .cta{padding:28px 20px;border-radius:22px}
}
.cta h2{
  font-family:var(--f-display);text-transform:uppercase;letter-spacing:.02em;
  font-size:clamp(32px,4.4vw,50px);line-height:1;margin-bottom:14px;
}
.cta p{color:var(--txt-2);margin:0 0 26px;font-size:15.5px}

.contact-list{display:grid;gap:11px;margin-top:26px}
.contact-item{
  display:flex;align-items:center;gap:13px;padding:14px 17px;border-radius:14px;
  background:rgba(4,14,18,.4);border:1px solid var(--glass-b);transition:.28s var(--ease);
}
.contact-item:hover{transform:translateX(5px);border-color:var(--gold);background:var(--gold-soft)}
.contact-item i{
  font-style:normal;font-size:18px;width:38px;height:38px;border-radius:11px;
  display:grid;place-items:center;background:rgba(255,255,255,.07);flex:0 0 auto;
}
.contact-item > div{min-width:0}
.contact-item b{
  display:block;font-size:14.5px;font-weight:600;line-height:1.35;
  overflow-wrap:anywhere;word-break:normal;
}
.contact-item span{display:block;font-size:11.5px;color:var(--mut);line-height:1.45}
@media(max-width:560px){
  .contact-item{padding:13px 14px;gap:11px}
  .contact-item b{font-size:13.5px}
}

/* the fixed bottom rail must never sit on top of the last card */
@media(max-width:640px){
  main > .section:last-of-type{padding-bottom:34px}
}

.form__row{display:grid;grid-template-columns:1fr 1fr;gap:13px}
@media(max-width:520px){.form__row{grid-template-columns:1fr}}
.form__field{margin-bottom:13px}
.form__field label{display:block;font-size:12px;color:var(--mut);margin-bottom:7px;font-weight:500}
.form__field input,.form__field select,.form__field textarea{
  width:100%;padding:13px 15px;border-radius:12px;font-family:var(--f-body);font-size:14px;
  background:rgba(4,14,18,.5);border:1px solid var(--glass-b);color:var(--txt);
  transition:border-color .25s,box-shadow .25s;
}
.form__field textarea{resize:vertical;min-height:96px}
.form__field input::placeholder,.form__field textarea::placeholder{color:var(--mut-2)}
.form__field input:focus,.form__field select:focus,.form__field textarea:focus{
  outline:0;border-color:var(--gold);box-shadow:0 0 0 3px rgba(198,164,55,.15);
}
.form__field select option{background:var(--ink-2);color:var(--txt)}
.form__more{max-height:0;opacity:0;overflow:hidden;transition:max-height .5s var(--ease),opacity .35s}
.form__more.open{max-height:460px;opacity:1}
.form__toggle{
  background:none;border:0;color:var(--gold);font-size:12.5px;font-weight:600;cursor:pointer;
  padding:6px 0;margin-bottom:8px;
}

/* ---------- 18. FLOATING RAIL ---------- */
.rail{position:fixed;right:22px;bottom:22px;z-index:940;display:flex;flex-direction:column;gap:10px}
.rail a{
  width:52px;height:52px;border-radius:16px;display:grid;place-items:center;font-size:20px;
  border:1px solid var(--glass-b);backdrop-filter:blur(14px);background:rgba(7,31,39,.8);
  transition:.28s var(--ease);
}
.rail a:hover{transform:scale(1.1) translateY(-2px);border-color:var(--gold);box-shadow:0 0 30px var(--gold-glow)}
.rail a.primary{
  background:linear-gradient(135deg,var(--gold-dk),var(--gold));border-color:transparent;
  box-shadow:0 8px 26px rgba(198,164,55,.35);
}
@media(max-width:640px){
  .rail{
    right:0;left:0;bottom:0;flex-direction:row;gap:0;justify-content:space-around;
    padding:8px 14px calc(8px + env(safe-area-inset-bottom));
    background:rgba(7,31,39,.96);border-top:1px solid var(--glass-b);backdrop-filter:blur(18px);
  }
  .rail a{border:0;background:transparent;border-radius:12px;width:auto;flex:1;height:46px}
  .rail a.primary{background:linear-gradient(135deg,var(--gold-dk),var(--gold))}
}

/* ---------- 19. FOOTER ---------- */
.footer{border-top:1px solid rgba(255,255,255,.08);padding:52px 0 44px;margin-top:90px}
.footer__grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:36px;margin-bottom:36px}
@media(max-width:780px){.footer__grid{grid-template-columns:1fr 1fr;gap:28px}}
@media(max-width:520px){.footer__grid{grid-template-columns:1fr;gap:26px}}
.footer h4{
  font-size:12px;letter-spacing:.16em;text-transform:uppercase;color:var(--gold);
  margin-bottom:14px;font-weight:600;
}
.footer ul{list-style:none;margin:0;padding:0;display:grid;gap:8px}
.footer ul a{font-size:13.5px;color:var(--mut);transition:.22s}
.footer ul a:hover{color:var(--gold);padding-left:4px}
.footer__legal{
  border-top:1px solid rgba(255,255,255,.07);padding-top:24px;
  font-size:12px;color:var(--mut-2);line-height:1.7;
}
@media(max-width:640px){.footer{margin-bottom:66px}}

/* ---------- 20. INNER PAGES ---------- */
.page-hero{
  position:relative;overflow:hidden;padding:72px 0 60px;
  background:
    radial-gradient(900px 460px at 82% -20%,rgba(198,164,55,.15),transparent 62%),
    radial-gradient(700px 400px at 4% 10%,rgba(46,156,142,.09),transparent 60%),
    var(--ink);
}
.page-hero__inner{position:relative;z-index:2;max-width:820px}
.page-hero h1{
  font-family:var(--f-display);text-transform:uppercase;letter-spacing:.02em;
  font-size:clamp(38px,6.2vw,74px);line-height:.98;margin:20px 0 18px;
}
.page-hero p{font-size:17px;color:var(--txt-2);max-width:640px;margin:0 0 26px}
.crumb{display:inline-flex;align-items:center;gap:8px;font-size:13px;color:var(--mut);transition:.22s}
.crumb:hover{color:var(--gold);gap:12px}

.split{display:grid;grid-template-columns:1.4fr .6fr;gap:34px;align-items:start}
@media(max-width:960px){.split{grid-template-columns:1fr;gap:26px}}

/* The ENTIRE aside column sticks as one block. Sticking only the top
   card made it ride over the stat cards below it as the page scrolled. */
.aside-stack{position:sticky;top:calc(var(--nav-h) + 24px);display:grid;gap:18px}
@media(max-width:960px){.aside-stack{position:static}}

.panel{
  background:var(--glass);border:1px solid var(--glass-b);border-radius:var(--r-lg);
  padding:30px;backdrop-filter:blur(14px);
}
@media(max-width:620px){.panel{padding:22px 20px}}
.panel h2{
  font-family:var(--f-display);text-transform:uppercase;letter-spacing:.03em;
  font-size:30px;margin-bottom:20px;
}
.panel h3{font-size:16px;font-weight:600;margin-bottom:14px}
.panel + .panel{margin-top:18px}

.check{list-style:none;margin:0;padding:0;display:grid;gap:12px}
.check li{position:relative;padding-left:32px;font-size:14.5px;color:var(--txt-2);line-height:1.6}
.check li::before{
  content:'';position:absolute;left:0;top:5px;width:19px;height:19px;border-radius:6px;
  background:var(--gold-soft);border:1px solid var(--gold-line);
}
.check li::after{
  content:'';position:absolute;left:6.5px;top:9.5px;width:5px;height:9px;
  border:solid var(--gold);border-width:0 2px 2px 0;transform:rotate(45deg);
}

.flow{list-style:none;margin:0;padding:0;counter-reset:f;display:grid;gap:16px}
.flow li{
  position:relative;counter-increment:f;padding:18px 20px 18px 66px;border-radius:var(--r-md);
  background:rgba(255,255,255,.035);border:1px solid var(--glass-b);
  font-size:14px;color:var(--mut);transition:.3s var(--ease);
}
.flow li:hover{border-color:var(--gold-line);transform:translateX(4px)}
.flow li::before{
  content:counter(f,decimal-leading-zero);position:absolute;left:20px;top:16px;
  font-family:var(--f-display);font-size:26px;letter-spacing:.03em;color:transparent;
  -webkit-text-stroke:1.2px var(--gold);opacity:.9;
}
.flow li b{display:block;color:var(--txt);font-size:15px;font-weight:600;margin-bottom:3px}
@media(max-width:520px){.flow li{padding:16px 16px 16px 56px}.flow li::before{left:16px}}

.mini-stat{display:grid;gap:12px}
.mini-stat > div{
  padding:16px 18px;border-radius:var(--r-md);
  background:linear-gradient(150deg,rgba(198,164,55,.1),rgba(255,255,255,.02));
  border:1px solid var(--gold-line);
}
.mini-stat b{
  display:block;font-family:var(--f-display);font-size:30px;letter-spacing:.02em;
  line-height:1;margin-bottom:4px;
}
.mini-stat span{font-size:11.5px;letter-spacing:.1em;text-transform:uppercase;color:var(--mut)}

.aside-cta{
  border-radius:var(--r-lg);padding:26px;
  background:linear-gradient(160deg,rgba(198,164,55,.13),rgba(46,156,142,.05));
  border:1px solid var(--gold-line);
}
.aside-cta h3{
  font-family:var(--f-display);text-transform:uppercase;letter-spacing:.03em;
  font-size:24px;margin-bottom:10px;
}
.aside-cta p{font-size:13.5px;color:var(--txt-2);margin:0 0 18px}

.related{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;align-items:stretch}
@media(max-width:860px){.related{grid-template-columns:repeat(2,1fr)}}
@media(max-width:600px){.related{grid-template-columns:1fr}}
.related a{
  display:block;padding:20px;border-radius:var(--r-md);height:100%;
  background:rgba(255,255,255,.035);border:1px solid var(--glass-b);transition:.3s var(--ease);
}
.related a:hover{transform:translateY(-5px);border-color:var(--gold-line);box-shadow:0 18px 44px rgba(0,0,0,.4)}
.related b{display:block;font-size:15px;font-weight:600;margin-bottom:5px}
.related span{font-size:12.5px;color:var(--mut)}

/* ---------- 21. REVEAL ---------- */
.rv{opacity:0;transform:translateY(26px);transition:opacity .75s var(--ease),transform .75s var(--ease)}
.rv.in{opacity:1;transform:none}

/* ---------- 22. REDUCED MOTION ---------- */
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{
    animation-duration:.001ms!important;animation-iteration-count:1!important;
    transition-duration:.001ms!important;scroll-behavior:auto!important;
  }
  .rv{opacity:1;transform:none}
  #spotlight{display:none}
}

/* ---------- 23. FOCUS / A11Y ---------- */
:focus-visible{outline:2px solid var(--gold);outline-offset:3px;border-radius:4px}
.skip{
  position:absolute;left:-9999px;top:0;z-index:10000;padding:12px 20px;
  background:var(--gold);color:#1B1503;font-weight:600;border-radius:0 0 10px 0;
}
.skip:focus{left:0}

/* ---------- 24. LATE OVERRIDES ---------- */

/* two-up variant used on the Why Finex page — needs to be a class, not an
   inline style, or it wins against the mobile single-column breakpoint */
.related--2{grid-template-columns:repeat(2,1fr)}
@media(max-width:600px){.related--2{grid-template-columns:1fr}}

/* Belt-and-braces against horizontal scroll on small screens.
   Deliberately NOT applied to <html> — overflow on the root element breaks
   position:sticky, and the navbar is sticky at every width. */
@media(max-width:640px){
  body{max-width:100%;overflow-x:hidden}
}